TERMS AND CONDITIONS: 

YOUR ACCESS TO AND USE OF THE COMPANY SITES AND MATERIALS ARE CONDITIONED ON YOUR  ACCEPTANCE OF AND COMPLIANCE WITH THESE  TERMS. BY ACCESSING OR USING THE COMPANY SITES  AND MATERIALS YOU AGREE TO BE BOUND BY THESE  TERMS. IF YOU DO NOT AGREE TO THE TERMS HEREIN,  YOU AGREE THAT YOU WILL NOT ACCESS OR USE THE  COMPANY SITES AND MATERIALS, AND YOU UNDERSTAND THAT YOU ARE PROHIBITED FROM ACCESSING ANY WEBSITES OR MATERIALS PROVIDED  BY THE COMPANY. 

1. GENERAL 
 
You are solely responsible for your use of the Company Sites  and Materials. You agree that you will not use the Company Sites and Materials unless you can form a binding contract  with the Company. Please read these Terms & Conditions  (“Terms”) carefully before accessing or using any websites or  materials provided by BnP Capital, SIA (the “Company” or  “We” or “Us”), or its owners, subsidiaries, affiliates, and joint  business ventures, and all their respective officers, directors,  employees, agents, and representatives (collectively,  “Company Affiliates”). Without limitation, such Websites include https://www.fxmasters.eu/  and https://fx-masters-school.thinkific.com/courses/forex-treidings , (including its subdomains and sites translated into other languages) and which provides the User with access to the Company, and products, services,  subscriptions, content, and features available on or provided  through those websites (such sites and materials collectively,  "Company Sites and Materials"). 


 The Company may revise these Terms by updating this posting  or communicating with you regarding the same via the  contact information the Company has on record for you. Your  continued use of Company Sites and Materials after such  revisions have been posted or communicated to you indicates  your acceptance of all such revisions. The Company Sites and  Materials are not intended for or directed towards children  under 18 years of age. By accessing or using the Company Sites  and Materials, you affirm that you are over the age of 18.

 

2. GENERAL DISCLAIMER 
 
The Company is not an investment, financial, tax, or legal advisor or a broker-dealer and does not purport to provide  personalized investment, financial, tax, or legal advice in any  form. The Company does not recommend the purchase of particular securities, nor does the Company promise or  guarantee any particular investment results. You understand  and acknowledge that there is a degree of risk involved in  trading, in financial markets, and, in particular, in  participating in trading activities and the testnets of early  stage projects . You acknowledge and agree that you, and not  the Company, are solely responsible for your own investment  research and decisions. Do not trade with money that you  cannot afford to lose. You understand that the Company  encourages you to investigate and fully understand any and  all risks before investing. The Company assumes no  responsibility or liability for your trading and investment  results, and you agree to hold the Company harmless for any  such results or losses. 


 Past results of BnP Capital, SIA CEO Oskars Berzins or trading system  published by the Company are not indicative of future returns by BnP Capital, SIA CEO Oskars Berzins or his system and are not indicative of future returns which may be realized by you. In addition, the methods, techniques, information, content, indicators, strategies, columns, articles and all other features of the Company Sites and Materials, or any Company product or  service, (collectively, the “Information”) are provided for  informational and educational purposes only and should not  be construed as investment advice. Accordingly, you should  not rely on the Information in making any investment. Rather,  you should always perform additional independent research in  order to allow you to form your own opinion regarding  investments. You are solely responsible for your own trading  decisions, and nothing in the Information is intended to be or  should be interpreted as a promise or guarantee of any  particular result. 


3. INTELLECTUAL PROPERTY, HYPERLINKS & LINKS TO OTHER  WEBSITES
 
The Company Sites and Materials and related content,  including without limitation the User Submissions (as defined below), third-party applications, and any other content on the  Company Sites and Materials and the copyrights, trademarks, service marks, and other intellectual property rights in such  content are the property of Company and/or its third-party  licensors or providers unless otherwise specifically stated. You  may access and use such content solely for your own personal  and non-commercial use. The Company or its third-party  licensors, as applicable, reserve all rights not expressly  granted in and to such content. Your modification or use of  such content other than modification or use expressly  permitted hereunder is a violation of our intellectual property  rights and can subject you to legal liability. 


 The Company Sites and Materials may contain links to third party websites. The fact that we provide such links is not an endorsement of that third-party or any services or products  that they may offer or a representation of our affiliation with that third-party. We do not exercise control over third-party  websites. These other websites may follow different rules regarding the use or disclosure of the personally identifiable  information you submit to them, and you should read the  privacy policies or statements of the other websites you visit. 


4. USER SUBMISSIONS AND OTHER CONTENT 
 
The Company Sites and Materials may permit the submission of content by users, including, for example, comments,  articles, links, and conversations in our chat rooms (“User  Submissions”). By posting any such User Submissions, you grant the Company an irrevocable, worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display  and distribute such User Submission in any and all media or  distribution methods (now known or later developed). The Company has the right, in its sole discretion and without  further notice to you, to monitor, censor, edit, move, and/or  remove any and all content posted on the Company Sites and  Materials, including any User Submission, at any time and for  any reason.


 We do not represent or guarantee the completeness, truthfulness, accuracy, usefulness or reliability of any content or User Submission and do not necessarily endorse any opinions expressed therein. You understand that by using the Company Site and Materials, you may be exposed to content that might be offensive, harmful, inaccurate, or otherwise  inappropriate. We may not monitor or control the content or User Submissions accessible on the Company Sites and  Materials.
 The Сompany is entitled to send messages and marketing newsletters to users and users provide their consent and do not object to this.

 

Special Conditions Regarding the Use of WhatsApp:

By accepting these terms the User consents to receiving messages via WhatsApp from the Company: the User understands and agrees that he may receive messages from the BnP Capital, SIA  and/or its affiliates via WhatsApp.

Acceptance of these terms constitutes proper consent from the User to receive messages through WhatsApp.

 


5. TRANSPARENCY AND RESULTS CLAIMS 
 
To promote transparency, we may require users to verify their securities trades claims through various methods that we designate. If you fail to provide such  verification, we may do any or all of the following: (1) disable  any account that you have established through the Company Sites and Materials; (2) remove any content you post, including content regarding your trades. Despite the Company’s commitment to transparency, however, the Company does not  guarantee the accuracy of and shall not be liable in any way in connection with any trade information submitted by users. 


 In addition, the Company Sites and Materials may, at times,  refer to a commitment by BnP Capital, SIA or other authorized representatives of the Company to share their investment results, including but not limited to trading results or investment strategies. Such references should not be construed or interpreted to require the disclosure of investments and strategies that are personal in nature, that are part of estate or tax planning, or that are immaterial to the scope and nature of the Company’s educational philosophy. 


6. ACCESS TO CONTENT 

To access 100% of the content, you must pay the whole tuition at once (1 payment). 


7. PAYMENT PLAN AND TERMINATION

The Company may terminate your access to and use of the Company Sites and Materials at any time. Cause for such  termination shall include, but not be limited to (i) breaches or  violations of these Terms or other agreements or guidelines, (ii) requests by law enforcement or other government or  regulatory authorities, or (iii) violation or unauthorized use of  copyrights or other intellectual property. Cancellation or  termination of your account, services, or subscriptions by the  Company shall not relieve you of any obligation to pay any  accrued fees or charges. You may not access or use the  Company Sites and Materials after termination or notification  of the same. 


8. TUITION REFUNDS 
 
8.1. The User has the right to a refund in accordance with the terms set forth in this document. Requests for a refund shall be considered in the following cases:
 8.1.1. Cancellation of the participation request before the commencement of the training: in this case, the User is entitled to a full refund of the paid amount.
 8.1.2. Technical malfunctions: if technical issues arise preventing the User from accessing the content, and the problem cannot be resolved within a reasonable timeframe as stipulated by the educational platform, the User is entitled to a full refund of the paid funds.
 8.1.3. Denial of access to the course by the Company: if the Company denies the User access to the selected course, the paid funds are subject to a full refund.

8.2. Refund procedure
The User must submit a written refund request, indicating the reason for the request, by sending the application to the email [email protected] .
 The Company will review the request within 45 calendar days from the date of its receipt. In the event of a positive decision, the Company will process the refund to the same account or card from which the payment was made within 100 calendar days.
 Refunds will not be processed in case of User violation of the terms of this document.
 The Company reserves the right to unilaterally amend this section. Changes come into effect upon their publication on this website.

 

9. SUBSCRIPTIONS
 
In connection with any purchase of services or materials from  the Company, the Company does not make any promise  regarding the continuation of any current features or  functionality or delivery of any future functionality or features. 


 If you purchase a subscription to any Company service or  material, by authorizing the Company to charge a payment  card for the fees associated with your subscription(s), you are  authorizing the Company to automatically continue charging  that card (or any replacement card issued by the card issuer)  for all fees or charges associated with your subscription,  including any renewal fees as described below. The Company  may at any time change any of its pricing, or institute new  charges or fees. Price changes and new charges announced  during your subscription term for a service will apply to  subsequent subscription terms. During the term of your  subscription, you agree to inform the Company of any payment  card information changes. 


 Your subscriptions will be set to renew upon expiration  automatically. This means that unless you cancel your  subscription prior to its expiration, your account will  automatically renew for the same term. 


 If you cancel or terminate a subscription, you acknowledge  and agree that any refunds will be in the Company's sole discretion. Your obligations hereunder, including your  obligation to pay amounts owed to us under these Terms for  the use of or access to our services or materials, including  subscriptions, shall survive expiration or termination of these  Terms and your cessation of use of the Company Sites and  Materials. 


 You are responsible for the payment of any taxes associated  with the purchase of services or materials from the Company.
To terminate your subscription, you must notify us by e-mail: [email protected]  and follow further  instructions. 


10. RESPONSIBILITY AND DUTIES OF THE CUSTOMER
 
By choosing to pay your tuition fee in installments, you bear the responsibility of paying the agreed fees in accordance with the payment plan. If you fail to pay agreed fees in accordance with the payment plan, then we may not provide you with the Service until such payment is provided, and we may take steps to recover your outstanding fees as permitted by law. NOTE: after your scheduled payment fails for the second time, you will receive a "final notice" email, and your account may be terminated within 7 days without notice if the payment is still not received.
 By providing us with your personal information, you agree and confirm that it is truthful and accurate. 

 

By using the Service, you agree that you will only use the  Service for private and personal reasons and that you do not  use or intend to use the Service for commercial reasons. You  also agree that you will not use any information about third  parties (including other members) that you receive through  the Service for commercial or advertising purposes. 


 If you materially breach these Terms and Conditions or  otherwise breach the law in relation to your use of our Service,  we may be entitled to claim damages in accordance with the  general rules of Republic of Latvia law.
 You will treat e-mails and other messages received via or in relation to the Service confidentially, and you will not disclose these messages to third parties. The same rules also apply to  any names, phone, and fax numbers, home addresses, e-mail  addresses and/or URLs, or other personal information of other  FX Masters School Community members. 


 You agree that you will retrieve any messages you receive (as  well as any information contained in your profile that you would like to keep) at regular and appropriate intervals and, if  required, that you will archive this information on your own  computer or other data storage system. You understand that  all your data relating to your current participation will be  automatically deleted if your profile is inactive for twenty -four  months.
 By becoming a member of FX Masters School Community, you agree not to misuse the Service and to comply with our  conduct requirements. In particular, you will not use the  Service:
 • to distribute any immoral, obscene, pornographic or  radical political content or photos;
 • to distribute any defamatory, offensive or otherwise  illegal content or information;
 • to threaten or harass other members, or to infringe any  third party rights (including personal rights);
 • to upload any data which contains a virus (such as  infected software); or to upload data which contains  software or other content which is protected by  copyright, unless you own the rights in that content or  have otherwise obtained the necessary consents;
 • to intercept any e-mails/ messages or to attempt to  intercept them;
 • to send any e-mails/ messages to members for any  purpose other than to communicate, and in particular,  you will not use the Service to promote or to offer goods  or services to other members except where this is  expressly permitted;
 • to send any chain letters;
       • to send any messages that serve a commercial purpose; 


 If you do not comply with the conduct requirements as  mentioned above, or if you fail to comply with any other of the  Terms materially, we may take the following actions: we may  ask you to stop your non-compliant activities (or otherwise  send you a warning that your activities do not comply with our  conduct requirements); we may delete any content which you  have submitted via the Service in breach of any of our conduct  requirements; we may suspend the provision of the Service to  you (in whole or in part) until the issue is resolved (for  example, while we investigate your activities); or (if it is clear  to us that you are seriously misusing the Service) we may  terminate the provision of the Service to you. If we do decide to terminate your participation because you have misused the  Service, we will not refund you any payment. 


11. SECURITY 
 
No measures designed to protect, secure, or preserve the integrity or confidentiality of information, including methods of transmission over the Internet or method of electronic  storage, can guarantee the security of your information. The Company makes no assurances regarding the security of your  information. 


12. DISCLAIMER OF WARRANTIES 
 
YOU EXPRESSLY UNDERSTAND AND AGREE THAT THE CONTENT, PRODUCTS, TOOLS, AND SERVICES INCLUDED OR OBTAINED VIA OR AS PART OF THE COMPANY SITES OR MATERIALS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE AND NON
 INFRINGEMENT, IMPLIED WARRANTIES OF MERCHANTABILITY  AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL  WARRANTIES RELATING TO THE ADEQUACY, ACCURACY,  RELIABILITY, USEFULNESS OR COMPLETENESS OF ANY OF THE  INFORMATION CONTAINED ON OR IN THE COMPANY SITES AND  MATERIALS. 


13. LIMITATION OF LIABILITY 
 
NEITHER THE COMPANY NOR THE COMPANY AFFILIATES NOR ANY OF THEIR SUPPLIERS, ADVERTISERS, OR SPONSORS ARE OR WILL BE LIABLE FOR ANY ACTUAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES WHETHER UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY, ARISING OUT OF OR RELATING IN ANY WAY TO ANY OF THE COMPANY SITES AND MATERIALS, OR ANY OF THE CONTENT CONTAINED THEREIN, OR ANY PRODUCT OR SERVICE USED OR PURCHASED THROUGH THE COMPANY INCLUDING, BUT NOT LIMITED TO, LOST REVENUE OR INCOME, LOSS OF CAPITAL, PAIN, AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES,
 EVEN IF THE COMPANY HAS BEEN ADVISED OF THE  POSSIBILITY OF SUCH DAMAGES.
 The Company complies with all applicable consumer protection laws, providing users with necessary information and rights in accordance with current legislation.
 The Company adheres to advertising legislation, furnishing accurate and reliable information about its services. In the event of claims or disputes, the Company commits to resolving them in accordance with applicable legislation, providing users with a clear mechanism for lodging and resolving concerns. The Company reserves the right to amend this section in accordance with U.S. legislation. Changes become effective upon their publication on the official website.


14. INDEMNIFICATION 
 
As a condition of your use of the any of the Company Sites and Materials, you agree to indemnify and hold the Company and  the Company Affiliates harmless for any losses, claims,  judgments, costs, damages, and expenses (including  attorneys' fees) caused by or resulting from (a) your violation  of these Terms; (b) your use or reliance upon any of the  Company Sites and Materials; (c) your violation of the rights of  any third party, (d) any claim that one of your User  Submissions caused damage to a third-party, or (e) any claim  or demand by a third party arising out of your use of any third party website. This obligation to indemnify and hold harmless  will survive the expiration or termination of these Terms and  your cessation of use of the Company Sites and Materials. 


15. MISCELLANEOUS 
 
Except as otherwise provided herein, you agree that any  controversy or claim, whether at law or equity, arising out of  or related to the provision of services or materials by Company, regardless of the date of accrual of such dispute,  shall be resolved in its entirety by individual (not class -wide  nor collective) binding arbitration. 


 You and We agree that our sole relationship is a contractual  one governed by these Terms. Any controversy or claim arising  out of or related to the provision of services or materials by Us  shall be resolved solely based on these Terms. 

These Terms constitute the entire agreement between you and the Company relating to your use of the Company Sites and  Materials and supersedes any and all prior or  contemporaneous written or oral agreements on that subject  between us. If any provision of the Terms is found to be  unlawful, void, or for any reason is unenforceable, then that  provision shall be deemed severable from the Terms and shall  not affect the validity and enforceability of any remaining  provisions. 


DISCLAIMER: 
 
The Company is not an investment, financial, tax, or legal  advisor or a broker -dealer and does not purport to provide  personalized investment, financial, tax, or legal advice in any  form. The Company does not recommend the purchase of  particular securities , nor does the Company promise or  guarantee any particular investment results. You understand  and acknowledge that there is a very high degree of risk  involved in the financial markets and, in particular, in  participating in early stage projects and their testnets . You  acknowledge and agree that you, and not the Company, are  solely responsible for your own investment research and  decisions. Do not trade or invest with money that you cannot  afford to lose. You understand that the Company encourages  you to investigate and fully understand any and all risks before investing. The Company assumes no responsibility or liability  for your trading and investment results, and you agree to hold  the Company harmless for any such results or losses. 


 Individual results may vary. Past results of BnP Capital, SIA CEO Oskars Berzins or  his trading system published by the Company are not  indicative of future returns by Oskars Berzins or his system  and are not indicative of future returns which may be realized  by you. In addition, the methods, techniques, information,  content, indicators, strategies, columns, articles and all other features of the Company Sites and Materials, or any Company  product or service, (collectively, the “Information”) are  provided for informational and educational purposes only and  should not be construed as investment advice. Accordingly,  you should not rely on the Information in making any  investment. Rather, you should always perform additional  independent research in order to allow you to form your own  opinion regarding investments. You are solely responsible for  your own trading decisions, and nothing in the Information is  intended to be or should be interpreted as a promise or  guarantee of any particular result.